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Blog 3.4 How to Avoid Medicare Late Enrollment Penalties

How to Avoid Medicare Late Enrollment Penalties

Kent A. Bennett & Associates Guides You Through Timely Medicare Enrollment

Missing your Medicare enrollment window can lead to costly lifetime penalties. At Kent A. Bennett & Associates in Montoursville, PA, we help you understand deadlines, avoid mistakes, and enroll in time to protect your budget.

Know the Enrollment Periods That Impact Your Medicare Costs

How to avoid Medicare late enrollment penalties starts with knowing your key deadlines. You become eligible for Medicare three months before turning 65. That initial enrollment period lasts seven months. Failing to enroll in Part B or Part D on time can trigger monthly penalties. We help you mark your calendar and meet every deadline.

Working Past 65? Understand Special Enrollment Rules

If you’re still working at 65 and have employer health coverage, you may qualify for a Special Enrollment Period (SEP). Enrolling outside of that window without coverage triggers penalties. We guide you through SEP rules to avoid surprises later.

Delays in Part B or Part D Can Lead to Higher Costs for Life

The Part B penalty increases your premium by 10% for every 12-month delay. The Part D penalty adds monthly costs permanently. We ensure your coverage starts when it should—saving you money every month going forward.

Get Personalized Help to Avoid Mistakes That Cost You

Medicare can feel overwhelming, but we make it simple. We review your situation, explain your timelines, and guide you through the process. Our goal is to protect your health and your wallet.

 

 

We’ll make the process simple. Call Kent A. Bennett & Associates in Montoursville, PA at (570) 327-1006. Follow us on Facebook for tips and information. Protect your future and your finances by understanding how to avoid Medicare late enrollment penalties.