Turning 65 Within Three Months? You’re Eligible for Original Medicare
To kick off the new year, we’re sharing basic information about Medicare. According to www.medicare.gov, “Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare (three) months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD,) or ALS (also called Lou Gehrig’s disease.)” At Kent A. Bennett Associates Inc., we help obtain the right Medicare coverage and explain all things Medicare related including:
- Part A,
- Part B,
- Medicare Advantage, and
- What comes with supplemental coverages, like Medigap
Everyone with Medicare Has Part A and Part B to Cover Basic Needs
Medicare covers most costs for health care services and supplies approved by the program. For complete coverage under Medicare, you’ll need both original Medicare and supplemental coverages, like Medigap. Original Medicare pays for medically necessary services, including preventive ones like shots and screenings. Medically necessary services paid for by Medicare fall under Part A and Part B.
Part A Medicare
Part A Medicare is hospital insurance. It pays for inpatient care in medical and rehabilitation centers as well as in skilled nursing facilities. This insurance also covers hospice and home health care.
Part B Medicare
Part B Medicare also pays for home health care and other outpatient services. Doctors’ and other health care providers appointments fall under Part B as do screenings, shots, vaccines, and yearly “wellness” visits. Those with equipment like wheelchairs, walkers, and hospital beds utilize Part B to cover their costs.
Get Parts C, D, & Other Parts with Supplemental Coverages like Medigap
Medigap is supplemental coverage that partners with Medicare Part A and Part B. Medigap policies are standardized. Most states name Medigap policies by letters, such as Plan G or Plan K. You can’t get Medigap without first having Part A and Part B. Medicare Advantage, Part C, bundles Part A and Part B with Part D, which offsets prescription costs. Also considered supplemental coverage, Medicare Advantage is a Medicare-approved plan issued by a private company. Medicare Advantage also covers vision, hearing, and dental services.
Learn more about Medicare, by calling Kent A. Bennett Associates Inc. Inc at (800) 548-9119 or check out our Facebook. Our dedicated professionals can discuss more basic information about Medicare.
